Watch while Joe Allaria teaches you the proper way to build your financial house using phases starting with the foundation phase, intermediate phase, and aspirational phase! CarsonAllaria Wealth Management is an independent, Registered Investment Advisor (RIA) located in the Edwardsville/Glen Carbon area, serving the St. Louis area. We work with…
Travel is one of the most popular activities that retirees like to tackle after their working years. Whether traveling domestically or internationally, retirement is a wonderful time to explore new places and to take your time while doing so. On this episode, Host Joe Allaria is joined by Travel Advisor…
Do you have "good" investments? How do you know? What is a good rate of return? How much time do you need to evaluate if you own good investments? In this episode, Host Joe Allaria and Co-Host Jay Waters discuss the pitfalls the many investors fall into when they are…
Annuities seem to have a negative connotation within the financial industry, but do they deserve it? Are annuities good or are they bad? Because there are so many different types of annuities, it's hard to generalize that they are either good or bad. Each annuity should be evaluated independently based…
Social Security filing strategies can get complex for couples, especially those with different ages. Can you start a spousal benefit, then switch to your own? Can you start your own benefit, then switch to a spousal benefit? What is a restricted application? Can I still file and suspend? So many…
It's that time of year again...when we see stock market predictions being released by financial institutions, fund managers, financial media personnel, and other financial “experts.” Most of these predictions end up being wildly inaccurate, yet they keep being made, and many keep listening. Watch as host Joe Allaria uncovers how…
In this episode, Host and CERTIFIED FINANCIAL PLANNER™ professional Joe Allaria is joined by Wendy Green, the Founder and Host of the "Hey, Boomer" podcast, and the two discuss Creating Your Retirement Identity. Recent retirees can often find themselves in a retirement identity crisis after using their title as a…
In this episode, Host and CERTIFIED FINANCIAL PLANNER™ professional Joe Allaria is joined by Co-Host Jay Waters, Wealth Advisor with CarsonAllaria Wealth Management, to discuss our Top 10 Retirement Myths that seem to be widely accepted amongst those in or near retirement. In Part 2 of this two-part series, we…
In this episode, Host Joe Allaria is joined by Co-Host Jay Waters to discuss our Top 10 Retirement Myths that seem to be widely accepted amongst those in or near retirement. In Part 1 of this two-part series, we cover the first five myths, including: First 5 of the Top…
On Episode 13, host Joe Allaria covers "13 Year-End Financial Strategies" to consider before we enter into 2023. Here are the 13 strategies with links to resources mentioned: 1. Contribute to employer-sponsored retirement plans https://www.investopedia.com/retireme... 2. Contribute to a Health Savings Account (HSA) https://www.irs.gov/pub/irs-dft/p969-... 3. Spend the rest of Flex…
On Episode 13, host Joe Allaria covers "13 Year-End Financial Strategies" to consider before we enter into 2023. Here are the 13 strategies with links to resources mentioned: 1. Contribute to employer-sponsored retirement plans https://www.investopedia.com/retirement/401k-contribution-limits/ 2. Contribute to a Health Savings Account (HSA) https://www.irs.gov/pub/irs-dft/p969--dft.pdf 3. Spend the rest of Flex…
It's that time of year again...when we see stock market predictions being released by financial institutions, fund managers, financial media personnel, and other financial “experts.” Most of these predictions end up being wildly inaccurate, yet they keep being made, and many keep listening. Listen as host Joe Allaria uncovers how…
On Episode 13, host Joe Allaria covers "13 Year-End Financial Strategies" to consider before we enter into 2023. Here are the 13 strategies with links to resources mentioned: 1. Contribute to employer-sponsored retirement plans https://www.investopedia.com/retirement/401k-contribution-limits/ 2. Contribute to a Health Savings Account (HSA) https://www.irs.gov/pub/irs-dft/p969--dft.pdf 3. Spend the rest of Flex…
In this episode, Host Joe Allaria, CFP® answers a listener question about how to estimate life expectancy for the purposes of building your financial plan, and he also explains six of the biggest and most common mistakes that retirees are making in regard to Social Security, including: 1. Starting benefits…
There are 11,000 Baby Boomers turning 65 everyday. Many of them share the same Medicare questions, like: - Do I need to enroll at age 65? - What if I work past age 65? - What coverage is best for me? - Should I get a Medicare Supplement or Medicare…
Retirement brings unique challenges that you may not experience during your working years. Advisors that work with retirees or those close to retirement should understand this and adjust their practices accordingly. In this episode, Joe Allaria is joined by 30-year industry veteran, Scott Carson, as the two discuss five things…
A sound financial plan is only one part of living a better retirement. Another huge part is maintaining good health and it's extremely difficult to "retire better" if you don't feel better. On this episode, Kevin English, a health and wellness expert specializing in helping those over 50 years of…
The Bipartisan Budget Act of 2015 made what some would consider significant changes to a few key Social Security filing strategies. Specifically, the legislation removed some well-known Social Security loopholes that were used by many to increase spousal benefits. But, one of those loopholes was phased out over time, which…
Does life insurance make sense in retirement? If so, why? What are some creative and useful reasons for retirees to retain coverage? Also, what should policy owners and their agents be doing to properly maintain these policies over time? On this episode of The Retirement Power Hour, host Joe Allaria…
On this episode, Joe Allaria welcomes David Blanchett, Managing Director and Head of Retirement Research for PGIM DC Solutions. David is a respected voice in the financial industry and has published over 100 papers in a variety of industry and academic journals. He's also received awards for his research from…
Host Joe Allaria and special guest Scott Carson, Senior Wealth Advisor for CarsonAllaria Wealth Management, discuss the benefits of reframing your mind around retirement, building your lifestyle allocation, and designing your retirement life to maximize your satisfaction and fulfillment. For more information and references on material discussed, see the links…
We strongly encourage supporting charitable organizations, and we also know that donors often miss tax planning opportunities when they give. While tax benefits aren’t typically the primary reason for giving, most of our clients would still prefer to receive the most tax advantages as possible as a result of their…
College tuition and other expenses can became a large hurdle for those nearing retirement. While 529 college savings plans are a popular way to cover this expense, is it really the best? Tune in to this month’s Retirement Power Hour to hear about some other potential options for covering your…
Watch as Joe Allaria, CFP® discusses the rough start to the 2022 year in bond markets and what historical returns have looked like after such periods. Recorded on May 13, 2022. For more information on Joe Allaria or CarsonAllaria Wealth Management, visit www.carsonallaria.com. Disclaimer: All material discussed on this podcast…