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Medicare Hot Topics with Joanne Giardini-Russell

There are 11,000 Baby Boomers turning 65 everyday. Many of them share the same Medicare questions, like:

- Do I need to enroll at age 65?
- What if I work past age 65?
- What coverage is best for me?
- Should I get a Medicare Supplement or Medicare Advantage plan?
- What does Medicare cover?
- Does my income impact my premium? If so, how?

On this episode, Joe Allaria is joined by Medicare expert Joanne Giardini-Russell, CEO of Giardini Medicare, to touch on all of the above.

About Our Guest
Joanne Giardini-Russell is the Founder and CEO of Giardini Medicare, located in Brighton, Michigan. Joanne has spent decades in the insurance industry and has dedicated most of her career to educating her clients about Medicare. She is well-known for her outreach efforts and, most recently, her Tik Tok fame, as she continues to be a leading voice on all issues surrounding Medicare.

Show Resources

1. Deciding Whether to Enroll in Medicare Part A and Part B When You Turn 65
https://www.cms.gov/Outreach-and-Education/Find-Your-Provider-Type/Employers-and-Unions/FS3-Enroll-in-Part-A-and-B.pdf

2. Form L564: Request for Employment Information
https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/Downloads/CMS-L564E.PDF

3. Form SSA-44: IRMAA Appeal (to reduce or eliminate Medicare surcharges if your income has dropped)
https://www.ssa.gov/forms/ssa-44-ext.pdf

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Disclaimer: All material discussed on this video is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.