Did you know that leaving everything to your kids through beneficiary designations could still leave them with a surprise tax bill? In Episode 47 of the Retirement Power Hour, Joe Allaria breaks down the Illinois estate tax and why it catches so many families off guard. Once your estate crosses…
If you're sitting on $10 million to $25 million or more, you've probably heard all about GRATs, SLATs, and estate tax strategies. But how often do you actually stop and think about how you want to use your money? In this episode of the Retirement Power Hour, Joe Allaria, CFP…
If you're planning to retire in the St. Louis area, one of the biggest questions you'll face is whether to settle in Illinois or Missouri. In this episode, Joe Allaria, CFP ®, breaks down seven key categories, including retirement income tax, estate tax, personal property tax, real estate tax, gas…
How much can you actually spend in retirement? In Episode 44 of the Retirement Power Hour, Joe Allaria, CFP®, breaks down six retirement spending questions every retiree needs to answer before locking in their income plan. Joe covers: What's a safe withdrawal rate, and does age change the answer? Is…
Saving for retirement and living off retirement savings are two very different skills. In Episode 43 of Retirement Power Hour, host Joe Allaria walks through seven critical questions to help you build a retirement income plan that actually holds up — including how to structure withdrawals across taxable, IRA, and…
Saving for retirement and living off retirement savings are two very different skills. In Episode 43 of Retirement Power Hour, host Joe Allaria walks through seven critical questions to help you build a retirement income plan that actually holds up — including how to structure withdrawals across taxable, IRA, and…
CarsonAllaria Wealth Management is an independent Registered Investment Advisor (RIA) located in the Edwardsville/Glen Carbon area, serving the St. Louis area. At CarsonAllaria Wealth Management, we believe every client deserves personalized attention and meaningful guidance. We take the time to build strong relationships and understand what matters most to the…
CarsonAllaria Wealth Management is an independent, Registered Investment Advisor (RIA) located in the Edwardsville/Glen Carbon area, serving the St. Louis area. At CarsonAllaria Wealth Management, we believe every client deserves personalized attention and meaningful guidance. We take the time to build strong relationships and understand what matters most to the…
CarsonAllaria Wealth Management is an independent, Registered Investment Advisor (RIA) located in the Edwardsville/Glen Carbon area, serving the St. Louis area. At CarsonAllaria Wealth Management, we believe every client deserves personalized attention and meaningful guidance. We take the time to build strong relationships and understand what matters most to the…
How much can you contribute to your 401(k), IRA, Roth IRA, HSA, or SIMPLE IRA in 2026? In this episode of the Retirement Power Hour, Joe Allaria, CFP®, breaks down the latest retirement contribution limits, catch-up rules, income phase-outs, tax deduction changes, and key updates from recent legislation so you…
The new year always brings a wave of stock market forecasts… but how accurate are they really? In this episode of the Retirement Power Hour, Joe Allaria and Jay Waters break down the biggest 2026 market predictions from major financial institutions and compare them to what experts predicted for 2025.…
In this episode of the Retirement Power Hour, Joe Allaria, CFP®, breaks down the key differences between Roth and Traditional retirement accounts so you can make smarter, more tax-efficient decisions with your savings. We’ll cover: 🔹 The real tax advantages of each account 🔹 Who should choose Roth vs who…
According to a 2023 SurveyMonkey study, 46% of 401(k) investors don’t know what they’re actually invested in. If that’s you, don’t worry, you’re not alone. In this episode of The Retirement Power Hour, Joe Allaria, CFP®, breaks down the most common 401(k) investment options and helps you answer one of…
In this episode of The Retirement Power Hour, Joe Allaria, CFP®, breaks down exactly how much you should be contributing to your 401(k)—based on your age, income, and personal situation. You’ll learn: -Why getting your employer match is non-negotiable -The “rules of thumb” for 401(k) contribution percentages at different ages…
In this video, Joe Allaria, Partner & Wealth Advisor at CarsonAllaria Wealth Management, breaks down all you need to know about a Personal Choice Retirement Account (PCRA). https://carsonallaria.com/personal-choice-retirement-account/ What You'll Learn: -What is a PCRA, and how does it differ from a traditional 401(k)? -The benefits of a PCRA, including…
Are tariffs about to hit your wallet and your investment portfolio? In this episode of Retirement Power Hour, Joe Allaria, CFP®, breaks down exactly what tariffs are, how they work, and most importantly—what they mean for your retirement savings and day-to-day expenses. From the latest moves by the U.S., China,…
Welcome to the Retirement Power Hour with Joe Allaria, CFP®. In episode 36, Joe & Jay break down how financial "experts" consistently make incorrect market predictions, often pushing fear-based narratives to sell books or products. They highlight key misses from 2024, including false recession calls, incorrect volatility forecasts, and failed…
Welcome to the Retirement Power Hour with Joe Allaria, CFP®. In episode 35, we break down the 2025 retirement contribution limits and key tax changes you need to know. Learn about updates to IRAs, Roth IRAs, 401(k)s, SIMPLE IRAs, and more—including the new provisions introduced by Secure Act 2.0. Key…
