How much can you contribute to your 401(k), IRA, Roth IRA, HSA, or SIMPLE IRA in 2026? In this episode of the Retirement Power Hour, Joe Allaria, CFP®, breaks down the latest retirement contribution limits, catch-up rules, income phase-outs, tax deduction changes, and key updates from recent legislation so you…
The new year always brings a wave of stock market forecasts… but how accurate are they really? In this episode of the Retirement Power Hour, Joe Allaria and Jay Waters break down the biggest 2026 market predictions from major financial institutions and compare them to what experts predicted for 2025.…
In this episode of the Retirement Power Hour, Joe Allaria, CFP®, breaks down the key differences between Roth and Traditional retirement accounts so you can make smarter, more tax-efficient decisions with your savings. We’ll cover: 🔹 The real tax advantages of each account 🔹 Who should choose Roth vs who…
According to a 2023 SurveyMonkey study, 46% of 401(k) investors don’t know what they’re actually invested in. If that’s you, don’t worry, you’re not alone. In this episode of The Retirement Power Hour, Joe Allaria, CFP®, breaks down the most common 401(k) investment options and helps you answer one of…
In this episode of The Retirement Power Hour, Joe Allaria, CFP®, breaks down exactly how much you should be contributing to your 401(k)—based on your age, income, and personal situation. You’ll learn: -Why getting your employer match is non-negotiable -The “rules of thumb” for 401(k) contribution percentages at different ages…
In this video, Joe Allaria, Partner & Wealth Advisor at CarsonAllaria Wealth Management, breaks down all you need to know about a Personal Choice Retirement Account (PCRA). https://carsonallaria.com/personal-choice-retirement-account/ What You'll Learn: -What is a PCRA, and how does it differ from a traditional 401(k)? -The benefits of a PCRA, including…
Are tariffs about to hit your wallet and your investment portfolio? In this episode of Retirement Power Hour, Joe Allaria, CFP®, breaks down exactly what tariffs are, how they work, and most importantly—what they mean for your retirement savings and day-to-day expenses. From the latest moves by the U.S., China,…
Welcome to the Retirement Power Hour with Joe Allaria, CFP®. In episode 36, Joe & Jay break down how financial "experts" consistently make incorrect market predictions, often pushing fear-based narratives to sell books or products. They highlight key misses from 2024, including false recession calls, incorrect volatility forecasts, and failed…
Welcome to the Retirement Power Hour with Joe Allaria, CFP®. In episode 35, we break down the 2025 retirement contribution limits and key tax changes you need to know. Learn about updates to IRAs, Roth IRAs, 401(k)s, SIMPLE IRAs, and more—including the new provisions introduced by Secure Act 2.0. Key…
In this episode of the Retirement Power Hour, Joe Allaria, CFP®, and Jay Waters dive deep into the pros and cons of two popular types of life insurance: Term Life and Whole Life. While both offer unique benefits, choosing the right policy depends on your individual financial goals. Key Terms…
Welcome to Retirement Power Hour! In Episode 33, host Joe Allaria, CFP®, discusses the key factors in determining how much life insurance you need. He covers important considerations like paying off mortgages, covering future expenses for children, and replacing income for a spouse, along with strategies for wealth transfer and…
Welcome to Retirement Power Hour! In Episode 32, host Joe Allaria, CFP®, interviews Scott Carson, a seasoned wealth advisor with over 30 years of experience. Scott, a senior wealth advisor at CarsonAllaria Wealth Management, shares valuable insights from his extensive career in financial planning. If you enjoyed this episode, make…
