How Much Should I Contribute To My 401(k)?
According to the 2025 Intuit Prosperity Index, 68% of Americans aren’t confident they’ll ever be able to retire. One big reason? Most people don’t know how much they should contribute to their 401(k).
In this episode of The Retirement Power Hour, Joe Allaria, CFP®, breaks down exactly how much you should be contributing to your 401(k)—based on your age, income, and personal situation. You’ll learn:
-Why getting your employer match is non-negotiable
-The “rules of thumb” for 401(k) contribution percentages at different ages
-How to know if you’re on track with your retirement savings
-Simple strategies to increase your contributions (even if you feel behind)
Resources Mentioned in this Episode:
1. Nearly Half of American Households Have No Retirement Savings
2. How Much Do I Need To Save To Retire?
3. Are You On Track?
4. Retirement Insecurity 2024: Americans' View of Retirement
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Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss, and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/
Invest Wiser & Retire Better!
Invest Wiser & Retire Better!
